Kwihlabathi lokukhuphisana nokukhutshelwa ngaphandle kokutya, ukubaluleka kwe-inshurensi yaselwandle akunakuba ngaphezulu. Njengamashishini ahamba ubunzima bendlela yorhwebo lwamanye amazwe, ukukhusela umthwalo nxamnye nelahleko enokubakho ngexesha lokuhamba ibe yinxalenye ebalulekileyo yolawulo lomngcipheko.
Impahla yolwandle, ngelixa isebenza ngendleko kwaye isebenza ngokufanelekileyo, inengozi yemvelo efana neengozi, iintlekele zemvelo, ubusela, kunye nomonakalo. Ezi ngcipheko zinokukhokelela kwilahleko yemali ebalulekileyo kubathengisi bangaphandle, abavela kwizinto ezenziwe kwilahleko epheleleyo yokuthengisa. I-inshurensi yaselwandle ibonelela ngomnatha wokhuseleko, egubungela iindleko ezinxulumene neziganeko ezingalindelekanga ezingalindelekanga.
Kumzi-mveliso wokuthumela ngaphandle, apho ukuhanjiswa kwakudala kwaye ukuthembeka kwemveliso kubalulekile, i-inshurensi yemveliso ayichaphazeli kuphela ukhuselo lwemali kodwa ikwaqinisekisa ukuqhubeka kweshishini. Ivumela abantu abathumeli ukuba bafezekise ukuzibophelela kwabo kubathengi kwaye bagcine igama labo lokuthembeka kunye nomgangatho.
Ngaphaya koko, i-inshurensi yaselwandle inokugubungela uluhlu olubanzi lomngcipheko, lulungiselelwe iimfuno ezithile zamashishini okuthengisa ukutya ngaphandle. Imigaqo-nkqubo ingabandakanya ukugubungela impahla yokuhamba, ukulibaziseka kwendlela, umthwalo we-friene, kunye noxanduva lomonakalo womntu wesithathu. Olu buthumelo luqinisekisa ukuba amashishini angenza ukuba i-inshurensi yabo ye-inshurensi yabo yokulungisa iiprofayili zabo ezizodwa.
Kwintengiso yehlabathi elinyukayo lehlabathi, i-geopolial geons, iimozulu ezigqithileyo, kunye nokuphazamiseka kwethafa lokuphazamisa rhoqo, ukubaluleka kwe-inshurensi ye-marine akunakuchaphazeleka. Inika umaleko obalulekileyo wokukhusela, evumela abathumeli ngaphandle kokutya bandise kwiimarike ezintsha, baphonononge iindlela ezahlukeneyo zothutho, kwaye bakhulisa amashishini abo ngaphandle komngcipheko ongafanelekanga.
Ekugqibeleni, ukutyala imali kwi-inshurensi yaselwandle sisigqibo seqhinga esikhusela impilo yezemali nokukhula kwexesha elizayo kwamashishini okuthengisa ukutya kwindawo engalindelekanga kwaye enokhuphiswano lwamazwe aphesheya kunye nokhuphiswano lwehlabathi lonke.
Ixesha leposi: Oct-31 ukuya kwi-2024